*We assist in disputing inaccurate information on your credit report. While results vary, our goal is to help you improve your credit profile over time.
Referral Program Mention: Know someone who needs help? Refer them and get $50 when they become a client! Click Here
Analysis: We review your credit reports to identify inaccurate, unfair, or unverified items impacting your score.
Dispute: We challenge these items with credit bureaus and creditors on your behalf.
Build: We guide you on adding positive credit (like our credit builder tools) to strengthen your report.
Monitor: We help you track progress and maintain healthy credit habits.
Start with your Free Initial Assessment to see how our process can work for you.
REVIVA CARD - From Credit Rebuild to Credit Royalty.
*NOTE: The official launch date of the REVIVA is June 1, 2025, signing up now will place you on a VIP priority list and no deposit will be due until you respond to the email notifying on the available of your card and confirm shipping information.
Start Level:
$200 initial credit limit
$50 refundable deposit required
Deposit refunded after 3 successful on-time payments*
Limit automatically increases to $250 after deposit refund.
Build positive payment history!
Accelerate Level:
$300 initial credit limit
$100 refundable deposit required
Deposit refunded after 3 successful on-time payments*
Limit automatically increases to $400 after deposit refund.
Build faster with a higher starting limit!
Maximize Level:
$500 initial credit limit
$200 refundable deposit required
Deposit refunded after 3 successful on-time payments*
Limit automatically increases to $700 after deposit refund.
Get a stronger start for bigger goals!
*Disclaimer for Secured Cards: Refundable deposit subject to account being in good standing with 3 consecutive on-time payments. Terms and conditions apply.
Explanation of Your Debt Repayment Service:
Consolidate & Conquer: We help you simplify multiple debts into one manageable payment.
Strategic Payoff: We prioritize paying off debts in a way that maximizes impact on your credit score while reducing your overall burden.
Beyond Payments: We also dispute misrepresented items on your report and negotiate with creditors on your behalf.
Negotiated Settlements: Our goal is to negotiate settlements, often allowing accounts to be closed and removed from your credit report once a portion (typically 50%) of the settled amount is met.
Reduce Stress, Increase Savings: Our process aims to reduce your monthly stress and potentially save you money in the long run.
Includes:
Full credit repair
Removes any and all negatives
Credit monitoring
ID Theft Protection
Credit Analysis
Credit Coaching
Dispute Filings
Credit Builder Card eligibility/guidance
(Note: the card itself likely has separate terms/fees, clarify this if needed)
Benefit: Essential credit repair to start clearing your report.
Price: $300 one-time AND $50/month ongoing until cancelled
Includes:
All features from Basic Plan, PLUS:
1 positive Tradeline added
Benefit: Repair and begin actively building positive credit history.
Price: $600 one-time AND $75/month ongoing until cancelled
Includes:
All features from 1-Tradeline Plan, PLUS:
2 additional positive Tradelines
(Total 3)
Business Funding guidance/access (We help you apply)
Benefit: Aggressive credit building for significant score improvement and unlocking funding opportunities.
Learn how a low credit score impacts more than just loans, and the first steps you can take to start improving it today.
Discover the smart way to use secured credit cards, like ours, to quickly establish positive payment history and boost your score.
Explore how strategic debt repayment can consolidate your payments, reduce stress, and even help improve your credit score.
Important Information
We are a credit repair organization as defined under federal law. You have the right to dispute information on your credit report yourself, without cost. Our service helps you identify and dispute errors on your credit report. We do not promise overnight results, as credit repair is a process that takes time.
Marcus Hart Consulting & Credit Repair
Office Phone: 414-285-6027
marcus-hart.com/credit-repair
info@transformumedia.com
Referral Program Mention: Know someone who needs help? Refer them and get $50 when they become a client! Click Here
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